Xapo is the most trusted bitcoin Wallet and Vault. We provide the security and convenience that bitcoin holders need to acquire, transact and manage their bitcoins.
When you create a Xapo account you are given a Wallet and a Vault. Think of the Wallet like a checking account and think of the Vault like a savings account. Your Wallet is designed to hold the funds that you use for day-to-day spending and the Vault is insured and designed to hold the funds that you want to safely store for the future.